Living tomorrow’s abundance

Yesterday it was raining and everything that could have go wrong, did, now the sun is shining and it’s all past. There’s new opportunity and everything that seemed to go wrong yesterday turned out to be a blessing instead, but if yesterday didn’t go right forget it if it’s not useful.

Today is great and tomorrow seems to hold so much promise that you can hardly even believe that things went so wrong yesterday. Ever had a day where something goes so wrong and later figure out it actually worked better then you could have imagined?

I’ve had many days that where something turned out to be a blessing in disguise, usually something only appears to be bad. How you look at something makes it what it is to you when it is something else to another and life has a way of changing in the blink of an eye.

From experience things can seem so bad that you can not find any positive in it,  you can usually see the good in hindsight. The best way to change the way it looks to you is to change the way you look at it by affirming that it’s happened for your highest good even if you can not yet see it.

If you were to look for one thing good in everything that appeared to be bad you would make a positive habit of it. Then everything that might have seemed to be bad would no longer appear that way and thus transform your life so you can design it how you want it to be.

Do you design your life or just live it? from where you stand right now how does your future look? If it doesn’t look like you want it to look only you can change it. Only you can design it the way you want it be.

Start with how you want it to look, what you want in it, how you want to live and what do you want to drive. What do you want your house to look like? How do you want to make money? How much do you want to make?

Where do you want to be in a year from now? two years or even five years time from now? Have you drawn up a blueprint of the life you want and everything you want in it? If not you had best get busy and put in everything you have ever wanted in it.

Make it as big and bright as you can possibly imagine! Go all out and don’t leave anything out and be as detailed as you can. If you have it all written down reread it to yourself and see how everything makes you feel.

Emotion is important in manifesting anything and if the things you have wrote it down and it doesn’t make you feel excited, change it. Work on the list until it feels right to you and makes you feel good every time you look at it, only then you know it’s perfect.

After you have completed to your satisfaction a blueprint of your dream life, the next step is to determine what you need to become. Usually we change as our life changes so you will likely have to make changes with you.
So if you want better things in your life it means change and the best and most important place to start is with yourself. So what about do you feel needs some improvement to be/become who you want to be to live the life of your dreams?

Get creative remember it means getting you the life you have always dreamed of living. So the more you work towards it in any way you can the faster you will be able to live the life you want to be living.

For an example let’s say that you want to be a public speaker, what do you have to do to become that? One thing every public speaker has is high confidence, do you have that? If not building it is your first step in the right direction.

Also think about how you would walk talk and act if you where living your dream life right now, what about you would change? Everyday I want you to think about your dream life and bring more to life and living color in your mind a little more everyday.

Not only that but I want you to act and think as if you are already living your dream life right now.  Again it is important that you walk, talk, act and feel that you already have it and every day put yourself in the frame of mind living it.

Think about this you have a great job you love, you work with great people and the teamwork is unbelievable. You make more then enough money and have enough time to spend with your family and have time to do the things you like to do.

You have the car you have always wanted, you live in a beautiful two story home with five bedrooms and three bath. You have a four car garage, you have your own boat and take the family to the lake whenever you want.

You stand straight and walk with your head held high with a strong air of self confidence and have a magnetic personality. People are naturally drawn to you because of your upbeat winning personality and caring attitude.

You act and feel life the whole world is on your side helping you at every turn. Now maybe that’s not quite the life or lifestyle you want but if you work with it you can come up exactly what you want and what is the best fit for you.

One thing’s for sure if you know what you want you can design it and start living it through your thoughts and actions. That way you can project yourself into the life you want to live next week, next month or even next year.

You can do it just by acting like you would if you already have it, by doing this you will be drawing your dream to you. With thoughts, emotions and actions because without action you have nothing more then an un-lived dream.

Let’s face it without thoughts you have no vision and without feelings / desire you have a vision without a want for it. Combine them and you have something to work with but you still wont get very far until you combine them with action because until then you still wont get there.

You just have a dream and a desire and nothing to make it happen until and/or unless you take action and Make it happen! You can make it happen a little bit everyday through your thoughts and actions.

Remember you are crating tomorrow today through your thoughts and actions today so make sure that they are the best. Because when they are you know what they are creating.

Your last  step is to be present. Be present in the moment by asking yourself “where am I? and/or what am I doing right now?

You will shift your focus to what you are doing and pay better attention to the present rather having your attention divided.

Teachings Of Money: Personal Power

My street name is “the Money Lady.” That’s what strangers say when they stop me: “Look, it’s the Money Lady!” Emphasis on money. Early in my career, they seemed to be commenting primarily on the fact that I was always popping up somewhere giving financial advice. But as the years have gone by, I’ve sensed that the people I meet are referring to my success—and that I am powerful in their eyes because I’ve made money.

They’ve got it all wrong. Money didn’t make me powerful. And if it weren’t for the fact that I’m usually standing in a crosswalk when people stop me, I’d tell them that when I first had a lot of money, it served the purpose of showing me exactly how powerless I was. In fact, money has taught me a great many lessons. Let me share them with you:

1. Power comes from who you are, not what you have

Society has programmed all of us to think that external achievement is what gives us power. But that’s only perceived power, and it can be fleeting. I can’t tell you how many times my grandfather would say, “Suze, they can take your house, they can take your job, they can take your money, they can even take your mind, but they can’t take your heart. So you have to grow up valuing your own heart, who you are.”

My grandfather understood the difference between external and internal power. It was something that took me years—and a number of painful experiences—to comprehend.

2. Money has no power of its own

You alone are the power source. You are the one who makes the choices to spend money, to save money, to borrow money. That’s why I say money is such an amazing teacher: What you choose to do with your money shows whether you are truly powerful or powerless.

When I started to make serious money in my 30s, I was exhibit A for external power. I drove a fancy car, had a closetful of expensive clothes, wore a watch that cost the equivalent (at that time) of a 25 percent down payment on a house. Why did I have all those things? Because I was dating someone who was seriously wealthy, and felt I needed to keep up with the rich crowd I found myself in. I, Suze Orman, took money out of my 401(k) to pay for that pricey Cartier watch. And when I ran through all my money, I started using the bank’s: I eventually had more than $60,000 in credit card debt. How could that be?

I’d done the work—made the choice—to earn money, but then I made another choice: to use the money not to build personal wealth or move toward financial security but to try to impress people. Money didn’t make me powerful. It just showed me how sadly powerless I was.

3. Self-worth builds net worth

I realized that until I started acting honestly, I would be broke and unhappy. It was my own aha moment: I realized we spend more than when we feel less than. I felt less than because I could not afford what all those rich people could. But look where that got me—in debt and miserable. It was right then that I started to use money as my guide. I began watching how I was using money and how I was feeling when I made money choices. When I learned to give myself—and my money—the love and respect we both deserved, I felt as if a huge weight had been lifted. I was no longer racing to keep up; I was so happy being right where I was. Being me. I stopped spending money I didn’t have and started living within my means. I had found my power. I was clear on who I was, what I wanted, and what I thought. No more letting the external world define me—I defined me. And it was only when that happened that I was able to dig out of debt and build the lasting net worth I now have.

If you have credit card debt and no savings, and you feel miserable, don’t attribute your woes to not having enough money; instead see the lessons your money is trying to teach you. Is it possible you have yet to find your self-worth?

4. Do what’s right, not what’s easy

Believe me, I know how easy it is to run up credit card debt. I have 60,000 memories of what happens when you act without conscience, doing whatever you want rather than pulling yourself back and considering whether it is right. If I had stopped to have that talk with myself, I would have seen my powerlessness earlier. That would have saved me money and gotten me to happy a lot faster.

To know whether something is right or just easy, I turn to my three gatekeeper questions: Is it kind? Is it necessary? Is it true? And I make sure I can answer yes to all three. Is it kind—to me? Is it necessary—for me? Is it true—for me?

I see so many women fail the gatekeeper test when it comes to dealing with loved ones. When a sister asks for a loan to pay off her credit card or a child asks you to cosign a loan for a new car, you jump in and say yes without a moment’s hesitation. It is imprinted in your DNA to always give, no questions asked. But if you were to ask yourself the gatekeeper questions, you would often see that what is easy to do is not necessarily right. If you lend money to someone, are you really solving their problem or just getting them off the hook? My experience is that people who are bailed out of trouble often end up back in trouble. How is that help really kind to them? And if you are lending money that depletes your emergency savings, or prevents you from working toward your own financial goals, is that kind or true to yourself? Repeat after me: Say no out of love rather than yes out of fear.

5. Ignorance is not bliss where money is concerned.

We all take in financial information from outside sources, whether it’s friends and family, professionals we hire, the magazines and blogs we read, or the television we watch. Gathering that information is important, but at the end of the day you must depend on yourself to synthesize it and make your own informed decisions. Seeking out opinions is smart; blindly following those opinions without thinking through whether they make sense to you—and for you—will leave you drowning in a pool of powerlessness. When I was a struggling waitress and some amazing customers raised $50,000 to help me open my own restaurant, I blindly “gave” the money to a stockbroker without knowing how he was investing it. Within a few months, my account was worth zero. Zero! Was it the broker’s fault? Sure. But it was mine, too. That was the moment I learned how my powerlessness had cost me a fortune. That was when I vowed to never trust anyone else to care about my money more than I do.

6. How you respect your possessions says a lot about how you respect yourself.

My closets are temples of organization. But they have been a work in progress. When I was just starting to make money as a stockbroker, I would come home after a long day and throw my clothes on the floor; by the weekend I had a pile of disheveled items that I schlepped off to the dry cleaner. I spent a lot of money having clothes cleaned and pressed because I was too lazy to hang them up at the end of the day. Sound trivial? I don’t think so. It was symptomatic of my lack of respect for the money I had worked so hard to earn.

Cars are another dead giveaway. I once knew a woman who had serious external power and a super-impressive career. But her car was a disgusting mess: fast food wrappers all over the place and a trunk that was a mini-dump. One day she was driving us somewhere and asked me to pull her wallet out of her purse; my hand came back smeared in lipstick. Ick. No surprise, her financial life was a mess, too. I was at her house once when someone from the utility company came by to turn off her service because of lack of payment. Do you really think this was a happy woman? When you can’t manage to keep the power turned on, exactly how much are you in control of your destiny?

And buying what you can’t afford, regardless of how well you take care of it, is flat-out disrespectful of yourself. Purchasing a home with a crazy mortgage just because you think it is your right to be a homeowner—and then not being able to keep up with the payments—is not being true to your circumstances. Leasing a fancy car to keep up appearances when you have to borrow from your 401(k) to make the payments, or don’t have enough to fund your Roth IRA? Tell me what that is all about!

If you don’t respect what money can buy, you don’t respect money. If you don’t respect your financial obligations—paying your bills on time, buying only what you actually have the money for, saving for your future—then you don’t respect money. And if you don’t respect money itself, that is a sign you are not respecting yourself. It takes hours, weeks, and months working at a job to earn the money you then spend. To turn around and use that money in a wasteful or powerless way is just heartbreaking to me. You deserve better.

I want you to measure your power right now by walking through your home. First, open every closet and every drawer, and take a serious look in the garage, including the interior of the car. Are things organized or a mess? Next, pull out everything that still has a sales tag attached or is in unopened packaging. Why did you buy it? More important, when did you buy it? Perhaps when you were feeling less than? Every possession you bought is waiting to tell you a story. Take the time to learn the lessons that your money can teach you, and you will be on the path to building lasting and gratifying internal power. I’ll bet all my money on it.

Suze Orman’s most recent book is her 2009 Action Plan: Keeping Your Money Safe & Sound (Spiegel & Grau).

“I was well and truly amazed to read this article from The Money LadySuze Orman. Suze has been very forthcoming here in this article not only to share her deep secrets but to teach the lessons that she learn’t from the everyday common mistakes that each and every one of us makes. I truly beleive and agree with Suze that Money has Personal Power as Money is energy like all energy patterns around us. If anyone has every used money they will resonate with this article to the core of their being. It is Sightful and taught me heaps. Thanks Suze.

- Jeasy”

The infinite power of gratitude

Today is the best day of my life just as I know it is the best day of yours because, one you are reading this. Number two because you are living, breathing and are present in this moment so therefore it is the best day and moment of yours and my life.

Not to mention we are sharing it through your reading of the words I am writing to you, this is a great moment we share. However in short those are not the only reason that it is the day of my life, not by far, it is because I am grateful for it.

The power of gratitude in my knowledge is second only to the power of love and when I am feeling both you know it’s a great day. Of course gratitude brings to you more of the good stuff in life and keeps giving you more to be grateful for over and over again.

Now since pretty much everyone already knows this I’m going to give you something a little different. We all always have many more things to be grateful for then we most of the time know and yet are not grateful for it.

Not always but some times it is just that we don’t always take the time to express gratitude for those things. Especially not those that more the most and now is the time to do just that, now you can do it one of two ways or both.

One: seek out the people that you are grateful for in your life and tell them so and give something to them that lets them know it.

Two: take pen and paper write down all the things and people that you are grateful for and write in detail why you are thankful for them.

Three: if it is people that you are grateful for, think of the reasons and wish for them to equally in-return for all they have done for you.

Four: if you are grateful for things, think about what it is and where it came from, say it is perfect timing, thank the powers that be.

Five: again take up pen and paper and write down everything you dislike and things that are difficult and stressful.

After you have a list of things you don’t like then go over them and write down at least 10 things you DO like about those things. Now I know that those are things that you do not like and therefore might find it tough to find something about them that you do like.

Now you may not like those things but I can assure you that there is always something good in what you feel is bad. However nothing is either bad nor good it just IS, only your perception of it makes what you see it as, bad or good.

Though with that being said we all have difficulties with things we are not use to and/or have stressful situations as well. A perfect example of that is having a stressful relationship with one of my family member’s.

I love her with all my heart but our relationship has had it’s ups and downs, she has never been interested in my passions. As such whenever I want to talk about them she would ignore me and walk away.

Some times she would seem to be mad at me for no explainable reason, it caused no end of frustration and upset. Since it is a relationship that is close to me I had to find a way to improve it so I searched for things to be grateful about her.

I found so much to be grateful it transformed the relationship after I let her know what I loved and appreciated about her.

Another powerful exercise of gratitude is to be grateful for one things and to follow it back to it’s source. An example; one evening while hanging out with my sister my younger brother had just gotten home from work with my father.

He told me to come with him because he had something for me to do and when I followed he gave me a piece of cake. He got the cake from the man he was working for, I thanked my brother and was grateful to his boss for givine it to him.

I did not stop there though, I continued to feel gratitude for the place he got it from and the people who made it. That is a trail of gratitude and being grateful for something from it’s source and is another powerful form of gratitude.

Making room for abundance

Day in and day out you wait for abundance to manifest in your life and yet nothing ever comes to you even though you’ve done everything right. You know what you want and you practice being positive and holding the vision of having it NOW and still nothing!

Yet the trouble with that is that it sits right outside your door waiting you to take out the trash to make room for it. Wherever your at in life there will be something that you no longer have need of and therefore it’s always good to get rid of it in some way.

Before I was a teenager my older sister and myself shared a bedroom and of course since we were sharing we had to much stuff combined. One day when she went running barefoot through the room to the other end she hit her little toe on a doll couch and broke it.

Point being that no matter what age you are you can still have to much clutter in your life, either mental or physical. Or should I say material, if it’s material you’ll want to clear it out or be it mental such as hurts or limiting beliefs you’ll want to heal those.

Because when you have to much clutter there is no room for anything new in your life and limiting beliefs  will stop things coming in. Even if it didn’t altogether you wouldn’t have any room for it, that’s why so many don’t have any “luck” manifesting what they want.

It sends out a signal to the universe that you are actually happy with what you already have and especially so if you don’t appreciate it. If you are not grateful for what you already have like my mother always use to say

”If you do not take care of your things and are not grateful for them, you don’t deserve anything new.”

A bit harsh perhaps but half right at the same time, because if you are not thankful why should you get anymore? Clean up and clear out all that you don’t want/need or use and be grateful for what you do have, it creates a better flow of energy with which to manifest.

More then that when you clean up and clear out it invites better things into your life and you move up a level. Just as you did when you were growing up as a child, as you got older you no longer needed the same things you did before.

The same is still true as you grow in knowledge and in life so you no longer need the same things and they can be released. So you can replace them with what you need in the next stage of development of your life so you continue your growth process.

Something that is said a lot that is very true of life and that is “You can not move forward until you have released the past.” It can also be said until you have forgiven the past. If you are feeling stuck then see what you have that you no longer need/want or use any longer.

You can not move up the staircase of your life until you have released all that is holding you back and that goes for mental as well. Not just the physical/material because there is usually a lot of mental clutter blocking things up that keeps you from manifesting the way you want to.

You may not even know of it, have you ever explored things like past hurts? What about forgiving yourself for things that you did or did not do right? A great place to start is with is your beliefs, if you hold any limit in your thinking and/or beliefs it will serve as a block to your manifesting efforts.

Is there anything you need to forgive yourself of? What about forgiving others? It hurts you more in the long run then it does them. Usually whether we know it or not those that were their in our life were there so that we could learn something that we needed to know.

Then those people move on because we no longer have a need of them any longer, some times someone comes into your life. You date them for some time and then they move on for seemly no reason at all, usually because your need of them is fulfilled.

A good place to start with all of these that will clear out both mental and physical clutter.

First I highly suggest throwing out anything that has a bad memory that goes with it.

Second evaluate your beliefs and see where you might be limited in your thinking about things, a couple examples are: I am not good enough. I will never be any good. I don’t deserve anything.
I am afraid of success. Life is difficult.

Write a list of all the people you haven’t forgiven, then write another list of the things you learned from them.

Start in your bedroom (since it is a reflection of you) clean out things you no longer want, need or use.

Next clean out your bedroom closet.

Then clean out your bathroom.

Those are all a really good place to start and they are the most important places and have the most impact on your overall mood and emotions. When your bedroom and bathroom are clear and feel good to the person they can improve yourself and make it easier to manifest.

So simply put when you clean up and clear out you allow in all that is waiting to come in.

So, You want to Be Rich!

When we appreciate the money that we have–no matter how little, and no matter how simple–we create a vibration of prosperity and an attitude of power.

This theme excites our subconscious mind, which is then stimulated to come up with money-making ideas and set in motion ways that we can prosper.

Ironically, the less we have and the more we express thankfulness and appreciativeness for what we do have, the more we begin the process of prospering.

Our appreciation opens up doors of opportunity, for it is a catalyst for further financial growth. Our sense of enjoying whatever wealth we possess invites us to venture boldly into more promising enterprises. Of course the natural tendency when our funds are low and our expenses high is to worry and despair–neither of which do us any good at all.

Experiencing a distressed feeling is a signal for our subconscious to choose vulnerability over initiative, apathy over ingenuity, and resignation over hope.

When the subconscious is thus disempowered, we reduce our imagination and rob ourselves of the inner power we need to transform outer circumstances.

Collectively, over time, your general feeling about money create your mental blueprint of how much you want to have in your life.

If your blueprint is set to a low amount, then you’ll filter out information about how to improve your circumstances. You’ll literally fail to see income-producing opportunities right in front of you. You’ll subsist on loans and debt.

On the contrary, if your blueprint is set to a high amount, then you’ll actively seek out income and you’ll see things that other people miss. Your imagination will be alive with the possibility of creative thinking. You’ll see money for what it is–a medium of exchange–and a way for you to create new products and services that are revenue generating.

• Use the Law of Attraction. Focus your feelings and thoughts on what you want, NOT what you don’t want! We are magnetic beings, therefore we will pull into our reality anything that our whole being/energetic body is vibrating at. If we are vibrating lack in our energy field through our feelings about money, we will attract what we are vibrating – lack. Change your feelings and thoughts from not enough to having it all!

• DREAM BIG. Fantasize like you did when you were a kid. FEEL the emotions of having it all. Close your eyes and really FEEL yourself driving your brand new car! Feel the smile on your face, the wind blowing your hair, see the beautiful view – FEEL it all. Emotion is what creates!

• Re-program the subconscious mind from all the negative thoughts and belief systems to positive thoughts and new belief systems. You can create positive affirmations. You can verbally say them or you can record them and listen to them during the day and while you sleep. You can also remove limiting beliefs and blocks through energetic work. I offer Practical Mastery for the Path to a Rich and Abundant Self, Get your hands on my New Book Today.

• Know that you ARE worthy and you DO deserve abundance!

• Know that there is enough for everyone on the earth. What you believe is what you will create. Dismantle the limiting beliefs that you carry regarding abundance. God’s abundance is unlimited and He/She wants us to have it all. Trust you are loved and know in your heart that all you need to do is change your feelings regarding worthiness and abundance can be yours. Change your mind, change your emotions, change your world!

• Everyday bless, thank and be grateful for all that you already have! Include material possessions, your friends, loved ones, your job, your health, your happiness etc.

• Be open to receiving abundance. Some people have buried deep in their subconscious minds that they are not worthy of receiving so they push the abundance right out of their life. You have to be willing to receive in order to acquire all that you rightfully deserve.

• Be open to giving even if it is only a dollar! Give, share. It works both ways and MUST flow equally in as it does out. Hoarding wealth is not allowed. This creates a block in your energy field. It’s like having a big sticky note stuck on you that says “I have to hold on to what I have because I fear no more is coming in.” You fear lack – that is what you will create. The opposite of what you want!

• Learn to become efficient in handling your wealth. If you are not good at handling wealth now, how can you efficiently handle a million dollars? Read books about money management. Find a mentor who is wealthy.

• Love yourself! If you don’t love yourself – then all the material stuff in the world will never make you feel fulfilled. Connect with your soul and grow. Remember who you really are. Loving yourself, removes fear. When fear has been removed your life will flourish.

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